If you are looking for a way to receive a personal loan, going through the traditional sources may no longer be an option. Most banks and credit unions have cut back a lot on personal loans given directly to consumers. For those that have a stock portfolio, the best option may be to take out a loan from a specialty finance company, such as Equities First Holdings.
Equities First Holdings is an international specialty finance firm that specializes in providing loans that are secured by a stock portfolio. When the company gives a new loan, they will take a first lien position in the stock. This then will allow them to sell the stock and pay off the loan balance if the loan goes into default. Due to their strong collateral position, Equities First Holdings will be able to provide a loan with a low rate and fee structure and more information visit this company of Linkedin.
Taking out a loan from Equities First Holdings can provide a consumer with a range of different benefits. One of the main advantages is that it can give someone the ability to use leverage to improve their overall return. Equities First Holdings will often provide financing up to 80% of the stock portfolio value, which will then allow someone to use the loan proceeds to pay for more stock and more information click here.
For those that are a in need of liquidity, the loan from Equities First Holdings can also be advantageous because it allows someone to liquidate stock without actually selling it. This can provide a number of different tax planning and investment planning advantages, which will often outweigh the low interest and fee charges that a borrower will incur for taking out the loan.